FICO Reports 70% Surge in Consumers Checking Credit Scores via myFICO

FICO announced a significant increase in consumer engagement with its free credit score platform, myFICO.com, noting a nearly 70% year-over-year rise in users accessing their FICO® Score 8. This trend comes as more Americans, especially during National Financial Literacy Month, actively seek to understand and improve their credit health.

FICO, whose scores are used by 90% of top U.S. lenders, has enhanced accessibility through initiatives like the FICO® Score Open Access Program and the Score A Better Future™ educational series. These tools help consumers understand credit factors, receive personalized coaching, and track their financial standing without harming their scores.

A recent FICO study found that 74% of Americans believe financial education could improve their financial outlook. The report also addressed a common myth: checking your own FICO Score does not lower it.

With growing demand for transparent and empowering financial tools, FICO continues to expand access and education, reinforcing its mission to give consumers clarity and control over their credit. To enroll in the free program, visit [myFICO.com/free](https://www.myfico.com/free).

FICO Data Shows Lasting Positive Impact of Pandemic on UK Credit Card Payment Habits

FICO has released a six-year analysis of UK credit card payment trends, revealing that financial habits formed during the COVID-19 pandemic have endured. The pandemic prompted consumers to pay off more of their credit card balances, aided by fewer spending opportunities and government financial support. This shift has continued post-pandemic, even during ongoing economic pressures.

The percentage of balances paid peaked at 42% in May 2022 and remains 5% above pre-pandemic levels. Similarly, the share of consumers paying off their full balance rose from 45% pre-pandemic to a peak of 55% in December 2022 and remains steady at 50%. Fewer consumers now pay less than the minimum due, and more are using direct debit, though adoption has declined among newer customers.

FICO suggests that credit card issuers can build loyalty and spending by offering personalized incentives and flexible payment options to these financially healthier consumers.

FICO SURVEY REVEALS TRUST GAP IN REAL-TIME PAYMENTS AMONG UK CONSUMERS

A recent survey by FICO highlights that while most UK consumers have used Real-Time Payments (RTP), many remain unsure about their security. Nearly a quarter of respondents (23%) are uncertain whether RTP includes adequate security checks, and only 35% believe RTP is more secure than credit cards—well below the global average of 51%. Usage in the UK also trails the global average, with 79% having sent and 73% having received RTP compared to 91% and 89% globally. FICO emphasizes the need for banks to better educate customers about RTP benefits and security measures. The company suggests that using trusted communication channels, like banking apps, can help build consumer confidence and combat scams.

Fair Isaac Corporation (FICO) Announces Results of 2025 Annual Meeting of Stockholders
BOZEMAN, MONTANA, March 6, 2025 – Fair Isaac Corporation (NYSE: FICO), a leading provider of analytics and decision management technology, today announced the results of its 2025 Annual Meeting of Stockholders, held on March 5, 2025.

Of the 24,442,840 shares of common stock entitled to vote, a total of 21,891,529 shares were represented in person or by proxy at the meeting.

Key Voting Results:
1. Election of Directors
All nominees recommended by the Board of Directors were elected. The votes were as follows:

Nominee For Against Abstain Broker Non-Votes
Braden R. Kelly 17,360,660 2,840,059 9,787 1,681,023
Fabiola R. Arredondo 19,035,157 1,166,798 8,551 1,681,023
William J. Lansing 20,078,469 122,268 9,769 1,681,023
Eva Manolis 19,036,392 1,165,514 8,600 1,681,023
Marc F. McMorris 19,969,528 230,498 10,480 1,681,023
Joanna Rees 18,388,596 1,813,258 8,652 1,681,023
David A. Rey 19,073,340 1,126,992 10,174 1,681,023
H. Tayloe Stansbury 20,125,355 75,857 9,294 1,681,023
All directors were elected for the designated terms.

2. Advisory Vote on Executive Compensation
Stockholders approved the non-binding advisory resolution on the compensation of the company’s named executive officers.

For Against Abstain Broker Non-Votes
16,843,647 2,679,108 687,751 1,681,023
3. Ratification of Independent Auditor
The stockholders ratified the appointment of Deloitte & Touche LLP as Fair Isaac Corporation’s independent registered public accounting firm for fiscal year 2025.

For Against Abstain
20,874,302 1,008,953 8,274
About Fair Isaac Corporation (FICO)
Fair Isaac Corporation (FICO) is a global leader in predictive analytics, decision management software, and artificial intelligence solutions. Best known for its FICO Score, which is widely used in consumer credit risk assessment, the company helps businesses make smarter decisions with advanced analytics and machine learning.

For more information, visit www.fico.com.

Forward-Looking Statements
This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements involve risks and uncertainties that could cause actual results to differ. Please refer to FICO’s most recent Annual Report on Form 10-K and other SEC filings for a discussion of risk factors.