On Thursday, May 1, 2025, Mastercard Incorporated (NYSE: MA) will release its first quarter 2025 financial results. The company will host a conference call to discuss these results at 9:00 a.m. Eastern Time.

The financial results will be posted on the company’s website at investor.mastercard.com

Jack Henry has announced an extended collaboration with Mastercard to integrate Mastercard Move into Jack Henry Rapid Transfers, a cloud-native money transfer service. This integration will enable near-real-time money movement for U.S. banks and credit unions, improving account funding and other payment use cases.

Mastercard Move provides fast, secure money transfer solutions for financial institutions, allowing seamless fund transfers to cards, bank accounts, and digital wallets. This initiative builds on Jack Henry’s alliance with Moov to expand digital payment capabilities for consumers and small businesses.

The service will be initially accessible through Jack Henry’s Banno Digital Platform, which supports 1,000 banks and credit unions and serves over 13.2 million users. The collaboration aims to enhance digital payment experiences by reducing delays in money transfers and enabling secure transactions.

Jack Henry's CEO, Greg Adelson, emphasized the company’s commitment to modernizing digital payments, while Mastercard’s Chiro Aikat highlighted the benefits of seamless and secure money movement for Jack Henry’s customers.

Mastercard Incorporated has filed a Form 8-K with the U.S. Securities and Exchange Commission (SEC) on February 26, 2025. The key points from this filing are:

Timothy Murphy, currently Mastercard’s Chief Administrative Officer, will transition to the role of Vice Chair, effective May 1, 2025.

Richard Verma will re-join Mastercard and succeed Murphy as Chief Administrative Officer, also effective May 1, 2025.

Mastercard has announced leadership changes effective May 1. Tim Murphy has been appointed Vice Chair, expanding his role to oversee key global regulatory relationships. Murphy has been with Mastercard since 2000 and has held various leadership positions, including Chief Product Officer, General Counsel, and Chief Administrative Officer.

Richard R. Verma is rejoining Mastercard as Chief Administrative Officer, where he will oversee Law, Government Affairs & Policy, Franchise, Corporate Security, Inclusion & Belonging, and Transformation, Risk & Operations. He will also become a member of the Executive Leadership Team and Management Committee. Verma previously served as U.S. Deputy Secretary of State for Management and Resources, as well as U.S. Ambassador to India.

CEO Michael Miebach praised both leaders, highlighting Murphy’s contributions over two decades and Verma’s global experience in law, policy, and government affairs.

Mastercard operates in over 200 countries, providing secure and innovative digital payment solutions to businesses, governments, and consumers.

Mastercard has introduced the Business Builder credit and debit card program designed specifically for creators and small business owners. This initiative aims to support entrepreneurs in navigating financial challenges, such as rising costs and inconsistent income streams, by providing a suite of business-building tools, mentorship opportunities, and essential financial services.

The program includes features such as entity formation support from Tailor Brands, all-in-one business management tools from Uome, cybersecurity protection from Cyvatar, and credit-building insights from Dun & Bradstreet. Additionally, cardholders will have access to Mastercard’s core small business benefits, including ID theft protection, zero liability coverage, and digital business tools.

With the rise of the creator economy, Mastercard is positioning itself as a key financial partner for independent entrepreneurs. The company notes that 73% of Gen Z and Millennials prefer self-employment over traditional corporate roles, yet 80% cite financial challenges as a major barrier. The Business Builder program aims to bridge this gap, providing resources that empower creators to turn their passions into sustainable businesses.

Mastercard’s initiative aligns with its broader commitment to supporting small businesses and digital innovation, offering networking opportunities with industry leaders and ongoing mentorship programs.

Mastercard reported strong financial results for the fourth quarter and full year 2024, with net revenue increasing 14% year-over-year to $7.5 billion in the fourth quarter, or 16% on a currency-neutral basis. Net income for the quarter was $3.3 billion, with diluted earnings per share (EPS) of $3.64. Adjusted net income was $3.5 billion, and adjusted diluted EPS was $3.82.

For the full year, net revenue reached $28.2 billion, up 12% from 2023, or 13% on a currency-neutral basis. Full-year net income was $12.9 billion, with diluted EPS of $13.89. Adjusted net income was $13.5 billion, and adjusted diluted EPS was $14.60, representing a 19% year-over-year increase.

Key business drivers included a 12% increase in gross dollar volume (GDV) for the quarter, a 20% rise in cross-border volume, and an 11% growth in switched transactions. The company’s value-added services and solutions segment grew by 16% in Q4, reflecting strong demand for security, digital authentication, and business insight services.

Operating expenses increased 12% in the quarter, driven by higher general and administrative costs, while the effective income tax rate decreased to 14.1% from 16.0% a year earlier.

Mastercard continued returning capital to shareholders, repurchasing 6.5 million shares for $3.4 billion in Q4 and paying $606 million in dividends. For the full year, the company repurchased 23.0 million shares for $11.0 billion and paid $2.4 billion in dividends.

CEO Michael Miebach emphasized the company’s continued growth, highlighting its payments and services expansion, including the acquisition of Recorded Future, and strong market demand. Mastercard remains confident in its long-term growth strategy, supported by continued investment in digital payments and security solutions.